Legal

Terms of Use

Last updated: August 20, 2026

These terms govern your use of this website, operated by JZNI International Holdings LLC, doing business as TFM Capital. By using the site, you agree to them.

What this site is

TFM Capital is an independent commercial financing brokerage. We are not a lender, bank, or credit union, and nothing on this site is a loan offer, a commitment to lend, or a guarantee of approval. All credit decisions, rates, and terms are made and set by third-party lending partners and depend on underwriting. Figures on this site are typical market ranges for informational purposes only.

Not financial, legal, or tax advice

Content on this site, including guides and calculators, is general information, not financial, legal, or tax advice for your specific situation. Talk to your own advisors before making financial decisions. Calculator outputs are arithmetic on the numbers you enter, not quotes or offers.

Business purpose only

Products discussed on this site are for business purposes only, not for personal, family, or household use.

Acceptable use

You agree not to misuse the site: no unlawful use, no scraping at scale, no attempting to breach security, no submitting false information in funding requests.

Intellectual property

The content, design, and branding of this site belong to JZNI International Holdings LLC and may not be copied or reused commercially without written permission.

Disclaimers and limitation of liability

The site is provided as is, without warranties of any kind. To the fullest extent the law allows, JZNI International Holdings LLC is not liable for indirect, incidental, or consequential damages arising from your use of the site. Our total liability for any claim related to the site will not exceed one hundred dollars.

Governing law

These terms are governed by the laws of the State of Georgia, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Georgia.

Changes and contact

We may update these terms; the date above reflects the current version. Questions: funding@tfm.capital.